Equine Transport Insurance
Horse lorry insurance, horsebox insurance, and 2-horse van insurance are types of insurance coverage designed to protect individuals transporting horses and other equines. These policies cover various risks and liabilities associated with the transportation of horses and the vehicles used for this purpose.
Horse Lorry Insurance
A horse lorry, also known as a horse transporter or horse truck, is a larger vehicle used to transport several horses at once. Horse lorry insurance is specifically designed for these larger horse transport vehicles.
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This insurance typically covers the lorry against accidental damage, theft, fire, and vandalism.
Depending on the insurance provider, it may also provide coverage for horse-related equipment and accessories stored in the lorry.
Liability coverage is essential if the lorry is involved in an accident that causes harm to other people or property.
Horse Box Insurance
A horse box is a specialised vehicle used to transport horses, also known as a horse trailer. Horsebox insurance is designed to cover these trailers. Coverage usually includes protection against accidental damage, theft, fire, and vandalism to the horse box.
Depending on the insurance provider, it may also cover horse-related equipment and accessories kept in the horse box, such as saddles, bridles, and grooming supplies.
Liability coverage may be included to protect the owner if the horse box causes damage to other people's property or injures someone while being towed.
2-Horse Van Insurance
A 2-horse van is a type of horse transport vehicle designed to carry two horses. Insurance for a 2-horse van is similar to horse box insurance but is specifically designed for these smaller, more compact vehicles.
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Coverage includes protection against damage to the van, theft, fire, and vandalism. Depending on the insurance provider, it may also include coverage for horse-related equipment and accessories stored in the van.
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Liability coverage is essential for any potential accidents or injuries caused by the van during transportation.
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Equine Transport Insurance FAQ
What is Equine Transport Insurance?
​It's an insurance designed to protect against risks related to the transport of horses and other equines.
​What Does It Cover?
It depends on the insurance provider, but standard cover usually includes protection against damage to the vehicle, theft, fire, vandalism, and potential liability in case of accidents or injuries during transport.
Do I Need It?
For horse owners and transporters, equine transport insurance is essential for protecting their investment in horses and managing potential liabilities.
What Factors Affect the Premiums?
Factors such as the value of the vehicles and horses, the owner's experience, the level of coverage, and the location of operation can all impact on the final premium.
​Are There Any Exclusions or Restrictions?
​It is always best to check with the insurance provider regarding any exclusions or restrictions within the policy, such as the age or condition of the vehicle, the types of horses transported, or specific circumstances that may not be covered.